The Pros and Cons of Knew Health

Knew Health is a membership community that helps individuals, families, and businesses share healthcare costs without being traditional insurance. Members make monthly contributions to a Community Fund that covers general wellness, unexpected medical needs, telehealth, health coaching, and more.

• Complete freedom to choose any licensed provider (conventional or alternative) with no networks or referrals.
• Average 46% reduction on medical bills through negotiation.
• Month-to-month membership — add/remove dependents or cancel anytime.
• Share unexpected medical costs after a chosen Initial Unshareable Amount (IUA) of $1,000–$5,000 (capped at 3 per year).
• Immediate sharing for general wellness visits, labs, immunizations, and mammograms (no IUA).
• Free 24/7 telehealth, 2 annual health coaching sessions, Self-Care Credit, FitOn access, and WellzYperks discounts.
• 100% of eligible medical needs shared since launch.
• Focus on prevention and proactive health to keep costs low for everyone.

Select $1,000 IUA. A $60,000 surgery bill is negotiated down to $30,000. You pay $1,000; the community shares the remaining $29,000.

Key differences from insurance

You are a self-pay patient with full control. We help you navigate billing and negotiations for fair prices. No long-term contracts or profit-driven restrictions.



We have never failed to share eligible needs. Concierge support and quick sharing (7-14 days average) provide peace of mind.

Our goal is empowerment, transparency, and providing you with a Membership that promotes your health and affords you peace of mind so you can face the day without worry. To take the next step and get all of your questions answered, please reach out to our Team via chat, support@knewhealth.com or 855-542-0050. Or check out our FAQ and be sure to Request Your Pricing.