KNEW Health is the cheaper, more flexible alternative to traditional health insurance. At KNEW Health, we are pioneers in a model called medical cost sharing.

Think of it like a community contributing to a huge pool–except, instead of being filled with water, the pool is filled with money that each community Member has been adding to in small contributions each month.

If one of the community Members has an eligible Need, the community provides funds from our sharing pool so that the Member can pay their medical bills.

It’s that simple!

Click here to find out how much you can save with KNEW Health.

The concept of medical cost sharing has been highly successful within the confines of faith based Christian groups for more than 25 years. Hundreds of thousands of Members have shared hundreds of millions of dollars in medical expenses. Hence, there is a strong precedence in the concept. We believe that a community of health conscious individuals can successfully share financial medical burdens.

No, there is no longer a fine for not having health insurance in 2019 under the Affordable Care Act(ACA). You don’t need an exemption in order to avoid the penalty.

However, there are some states in the US which have state-level mandates and associated tax penalties for not having qualified insurance coverage. Each potential Member will need to understand their state level requirements, any associated penalties, and make the decision that is best for their individual case.

Absolutely! Having the personal freedom to select the medical providers of your choice is a cornerstone of medical cost sharing. There are no networks limiting your choice of healthcare providers.